We’re Still Here to Serve You!
CONTENTS/INDEX:
1 WINNER’S MINUTE
2. JLY PUBLIC RELATIONS INFO
3. INDUSTRY NEWS
4. PRODUCTS & SERVICES
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1. WINNER’S MINUTE:
Find Wisdom in the Bible:
How to Become a Star at Work:
by Mac Hammond
Management guru Peter F. Drucker once wrote that, in his opinion, the best book on leadership ever written was by a Spartan General named Xenophon. The book was on combat leadership and his work described leadership actions during a five-month military campaign in Persia.Think about it. One of the greatest management thinkers of our time found wisdom for leaders in a twenty-four-hundred year-old book. My question of the day for you is, “Does it seem less likely that you would find wisdom for growing as a leader in a two-thousand year old book inspired by God Himself?” I’m talking, of course, about the Bible—the greatest leadership manual ever written.
Copyright © 2003 Mac Hammond Ministries, All rights reserved. Used by permission. |
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2. JLY PUBLIC RELATIONS INFO:
Sun, 07/18/2010. WE’RE STILL HERE! But we’ve made some changes. I left Pipeline Wholesale Ins Svcs in April 2010 to pursue MY dream. That is, I’m now operating my own insurance continuing education school: JLY Public Relations dba Sycamore Press Div., and Insuranceprosguides.com. So far we are approved by the CA Dept of Insurance for my “Professional Ethics Guide” (5 credit-hours), and are pending approval on three more courses: 8-Hour Annuities, 8-Hour, tax-qualified Long-Term Care, and 40-Hours, Health. We expect to be selling the new courses by Aug. 1, 2010. Check out our website and IPG Newsletter at http://www.insuranceprosguides.com; email me at jyoung@insuranceprosguides.com; or call me — Office: 619-663-1082, Cell: 619-244-1014.
Sun, 07/18/2010. WE’RE HERE TO SERVE YOU AS ALWAYS! Many of you have a long history with me in terms of licensing application, business entity info, surety bonds, and commercial insurance (particularly E&O). I’m still available to answer your questions, help you research an insurance licensing or insurance-related question or issue, help you find an insurance or other job, find an employee, get your c.e. done quickly and inexpensively, track your c.e. and remind you when it’s due. This blog and my new blog at http://pulse.yahoo.co/y/blog, and the IPG Newsletter and Press Releases at http://www.insuranceprosguides.com will help you keep up with what’s happening in CA insurance, c.e., licensing, etc. Contact me by email, through the website “Contacts” Page, or call me (addresses and phone numbers above) with any questions.
Sun, 07/18/2010. PC INSURANCE BROKER & OTHER SURETY BONDS. We have a very good deal on two-year, PC Insurance Broker Bonds. These are the bonds required for property-casualty licensees — Independent PC Agents/Brokers and Agencies. Our price on these is $135.00. We can offer the lower fee since we’re not splitting the commissions and broker fees with another broker. We can also give you bargain prices on Notary and Tax Preparer Bonds, and competitive quotes on other surety — contractor license and permit — bonds, among others. For a bond application, contact me, Jim Young, email address: jyoungreadthis@yahoo.com, or call me at 619-663-1082.
Sun, 07/18/2010. SAN DIEGO INSURANCE AGENCY NEEDS PC AGENTS. A good friend owns a local San Diego PC Agency and is in need of two agents, preferably with experience. He is willing to train someone who is properly motivated and who has the aptitude for selling insurance and providing quality service. If it looks like a good fit, the individual(s) can start immediately at whatever level. For more information, please contact me, Jim Young, email: jyoungreadthis@yahoo.com; or call me at Office: 619-663-1082, Cell: 619-244-1014.
Sun, 07-18-2010. MILITARY VETERANS, ACTIVE DUTY & RESERVE. Identify yourself (truthfully) as military-connected — past or present — and we should be able to give you a break on the price of you insurance c.e. Beyond that, if you have a question about applying for veterans’ benefits, I’ve been through that process (it can be complicated) and am available to help other veterans journey through the morass that makes the Veterans Benefits Administration. Believe me, you don’t want to represent yourself when trying to figure out if you qualify for VA benefits. There are organizations and individuals who can help you — and they won’t charge you for their services. Send me an email or call me. I want to help you!–Jim Young, Vietnam Veteran — Navy.
Updated, Mon, 07/19/2010. CONTACT INFORMATION:
James “Jim” “Jimbo” L. Young
dba JLY Public Relations, Sycamore Press Division,
dba JLY Public Relations, Insuranceprosguides.com
Email: jyoung@insuranceprosguides.com; jyoungreadthis@yahoo.com
Office Phone: 619-663-1082; Cell Phone: 619-244-1014
Website: http://www.insuranceprosguides.com (website, c.e., books info and ordering; bonds info and ordering, press releases, IPG NEWSLETTER, Important Links)
Blogs: http:jimbo1.blog.com; http://pulse.yahoo.com/y/blog
Mail to: Jim Young
P.O. Box 21475
El Cajon, CA 92021
3. INDUSTRY NEWS:
Thursday, 07/29/2010. New Mexico, Hawaii Appoint New Insurance Commissioners. After a series of interim commissioners, the New Mexico Public Regulation Commission has chosen John G. Franchini to permanently take over as superintendent of insurance. And in the same week, Hawaii has selected a commissioner for the state’s Department of Commerce & Consumer Affairs Insurance Division, choosing Gordon Ito to replace predecessor J.P. Schmidt, who left last month to join a law firm. http://www3.ambest.com/BestDayNews/LoadStory.asp?AltSrc=105&BSN=140201 (Linked from BestDay News). Thursday, 07/29/2010. Former Commissioner, Industry Vet Head to Oklahoma Run-off. Former Oklahoma Insurance Commissioner John Crawford and industry veteran John Doak will face an Aug. 24 run-off election for the Republican nomination for insurance commissioner after taking the top two places in Tuesday’s primary. The winner will face incumbent Democrat Kim Holland in the general election. http://www3.ambest.com/BestDayNews/LoadStory.asp?AltSrc=105&BSN=140188 (Linked from BestDay News).
Mon, 07/19/2010. NAIC ON CREDIT SCORING FOR AUTO INSURERS. The National Association of Insurance Commissioners plans hearings on Insurance Scoring. The National Association of Insurance Commissioners is preparing to launch a new initiative on credit-based insurance scoring that will result in a nationwide data call for automobile insurers. http://www3.ambest.com/BestDayNews/LoadStory.asp?AltSrc=105&BSN=139979 (Linked from BestDay News).
Tuesday, 07/20/2010. California Primary Results Certified: Villines Prevails in Commissioner Race. With the results of California’s June primary election now certified, state Assemblyman Mike Villines has defeated Insurance Department attorney Brian FitzGerald by a 1% margin in the Republican primary for insurance commissioner. http://www3.ambest.com/BestDayNews/LoadStory.asp?AltSrc=105&BSN=140019 (Linked from BestDay News).Monday, 07/19/2010. The need for flood insurance is greater than ever. The Institutes teamed up with FEMA to bring you the Associate in National Flood Insurance (ANFI(tm)) designation. http://ww3/ambest.com/BestDayNews/ (linked from BestDay News).
Learn more at http://www.ambest.com/bestday/ad110.html.
4. PRODUCTS AND SERVICES:
Mon, 07/19/2010. NEED HELP WITH INSURANCE LICENSE APP?
Having trouble filing your California insurance
application? Problem getting an exam date? Just
don’t want to fool with the application process?
Want to avoid the hassle? Let me do it for you.
Call Jim Young at 619-663-1082. MY FEE for
OVERNIGHT/NEXT DAY processing of the
application and exam date scheduling is $20.00
cash/check/money order, payable to:
Jim Young,
P.O. Box 21475,
El Cajon, CA 92021.
The State’s fee for the insurance license (life or fire)
is $185.00 off your Visa, MasterCard or
American Express card (credit or debit).
I can bill you for the $20.00.
I will make your life so easy…
Mon, 07/19/2010. CA C.E. ETHICS REQUIREMENT –4 Hour E-Course — every two years for
Life, Fire & Casualty, every year 2-hour course for Personal Lines. My 5-Hour course, “The Insurance
Professional’s Ethics Guide,” from Sycamore Press, is approved for the two-hour and four-hour
requirements. Cost is $20.00. Order info is at http://www.insuranceprosguides.com. If you hold a California insurance license you are required to take an ethics course every two years.
Mon, 07/19/2010. How to Get the Most from Your Continuing Education Course (Sycamore Press), e-book by Jim Young, shows you how to do your c.e. effectively, save time, learn more, find the right answers quickly, and save money. Order info is at http://www.insuranceprosguides.com. This is not an approved c.e. course, but it will help you understand how courses are set up, and why, and how to select and buy your courses to save time and money.
Updated: Mon, 07/19/2010. ONLINE “FLASH” CA INSURANCE LICENSE
APPLICATION UPDATES:
1. The CA Dept of Insurance allows
license applicants to reschedule their
exams up to two days before the scheduled
date, at no charge. Try to do it the day
before, and their website says they will
charge you $41.00. See below for
instructions on how reschedule your license exam.
2. You can retrieve your Checklist, Attestation Page, and
finished application from the FLASH program, even if you were unable to
save or print it after paying for it (during the application process).
See instructions on this blog on how to do this.
Applicants routinely had trouble accessing, saving, and printing
out the documents they needed to take with them to the exam site.
This meant delays in getting the license(s), even though the
Dept of Insurance allowed taking of the exam without the paperwork
in hand. These two additions to the FLASH program were welcomed as they gave potential licensees more leeway. The CA Dept of Insurance website is at: http://www.insurance.ca.gov.
Updated, Monday, 07/19/2010. Tell your boss, co-workers, friends and family
about http://jimbo1.blog.com, job and insurance
c.e. and other related information site and
our website at
http://www.insuranceprosguides.com.
Mon, 07/19/2010. INSURANCE & REAL ESTATE PRE-LICENSING
TRAINING FOR CALIFORNIA –
GO TO http://www.mikeruss.org FOR
INFORMATION, SCHEDULES, PRICING,
WITH FACILITIES IN SAN DIEGO,
ANAHEIM , VAN NUYS, AND ONTARIO. CALL 1-800-724-5661 DURING
REGULAR BUSINESS HOURS FOR INFORMATION ON PRE-LICENSING CLASSES AND LIVE CONTINUING EDUCATION.
Mon, 07/19/2010. POST JOB LISTINGS OR RESUMES. JOB
PLACEMENT ADS AND RESUME LISTINGS
ARE FREE. POSTINGS DO NOT CONSTITUTE
AN ENDORSMENT OR RECOMMENDATION BY
THE WEB HOSTS. ALSO, CHECK OUT THIS
BLOG.
* EMAILYOUR JOB LISTING OR RESUME
TO: jyoungreadthis@yahoo.com.
Note: Please list start and stop dates on your ad
if it’s time sensitive. We reserve the right to refuse
any listing we believe is inappropriate for
this web site. Probably, that will not affect your listing, so bring it on.
Updated: Mon, 07/19/2010. INSURANCE (ONLINE) APPLICATION
INSTRUCTIONS. The CA Dept. of Insurance
has changed its FLASH Online Application
process for the insurance licenses and
exams. You can get the instructions at http://jimbo1.blog.com (this blog)
Mon, 07/19/2010. PC-BROKER BONDS. We also do insurance property-casualty, $10,000 broker bonds. A two-year year bond runs $135.00. For a copy of the bond(s) application email me, Jim Young, at jyoungreadthis@yahoo.com. For more bonds info go to: http://www.insuranceprosguides.com. In the website, click on “Important Links,” and select the “PC Broker Bond App” link.
Tell your boss, co-workers, friends
and family about http://jimbo1.blog.com
Updated, Monday, 07/19/2010. NEED A RESUME? Call Jim Young at 619-663-1082, or email jyoungreadthis@yahoo.com. We will put together a quality resume that gets the results you need — namely, interviews and a job. Reasonably priced and timely. Have us do your resume, furnish you and e-copy, and have it posted on this website for only $30.00 (for both resume and the posting).
Updated, Monday, 07/19/2010. LEARN HOW “TO DO” INSURANCE. Okay! You’ve complete your pre-licensing classes, passed your insurance license exam, and you may already have your license. What now?
How do you conduct business as an insurance agent or broker? Too often men and women attempt to enter the insurance industry without a full grasp or understanding of what they are selling and how to do it. For the individual to be successful it is crucial that s/he be well versed in all lines One professional who knows how to do the business of insurance is Miki Russ. She can teach you to be successful at it, too. For details on her course call her at 858-414-5516.
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
JOB OPENINGS
(List your job openings here for FREE)
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Updated, Monday, 07/19/2010. RESUMES
Insurance Professionals –
We will post your resume here –
for free, Send your resume to:
jyoungreadthis@yahoo.com or to
jimbo@pipelinewholesale.com.
We will do your resume for $30.00 and will post it on this blog at no extra charge. Go to http:www.insuranceprosguides.com and fill in the Resume Form. Email your filled-in Resume Form to: jyoungreadthis@yahoo.com. We will include an invoice when we send your completed resume. If you want to pay when you submit your resume form, send the form and check or money order payable to:
Jim Young
P.O. Box 21475
El Cajon, CA 92021
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Updated, Monday, 07/19/2010. NOTE: INSURANCE LICENSE APPLICANTS: If you want your CA application process to be accomplished easily, without much time and effort on your part, I’ll file the app online and schedule your insurance or real estate exam date for you. My fee is $20 (I can invoice you) and I can have your paperwork and exam confirmation done overnight in most cases. Call me at 619-633-1082 or email
jyoungreadthis@yahoo.com. For a copy of the app, go to http://www.insuranceprosguides.com and click on “Important Links” and select the appropriate link for the “Insurance License Application.” You will need to fill in a copy of the app for me to help you. You and I can fill in the app together over the phone, if you like. It takes about 20 minutes to complete the app in most cases. Ask for Yours Truly, Jim (Jimbo) Young.
Updated: 07/19/2010. CA DEPT. OF INSURANCE ONLINE APPLICATION & EXAM SCHEDULING INSTRUCTIONS
ONLINE APPLICATIONS
1. You can pull a copy of Form #441-9,
“State of California Department of Insurance
Individual License Application,” by going to my website: http://www.insuranceprosguides.com.
2. On the website, click on “Important Links.”
3. Then select “CA Insurance Licensing Application.”
4. Fill in the fom (select the right format for your computer).
5. Or print out the form, which you can fill in
and use as your reference when you
actually fill in the form online under the
Dept. of Insurance’s FLASH program.
Or you can click on FLASH and fill
in the application directly in the FLASH program.
6. When you are ready to go online to fill in
the FLASH application at http://www.insurance.ca.gov, click on
“Industry.”
7. Then go back to the home page and
click on “Agents and Brokers”
8. Click on “Insurance License Applicant
Information.”
9. Click on, ”Apply for an Insurance License
Online – FLASH.” 10. Click on
“Fast Licensing Application
Service is Here (Flash).”
10. Scroll down to “Click here to apply for
an Insurance License using the (Click on)
CDI’s ‘FLASH Online Application.’”
11. If you get a “Security Alert,” click, “Yes.”
12. Under, “Fast Licensing Application
Service,” scroll down and click
on, “Start Application Here.”
13. (If at any point you need to exit the
FLASH application process before making
payment, you can do by clicking (on the left)
on, “Save & Exit.” Give the document a
user name and password (follow the
instructions on that page). That will allow
you to reenter the program at a later time
and/or date. Once you submit payment
and it is accepted, you cannot reenter
the program.
14. The Online application skips Item #1
on the application. (If you are filing by
mail, check, “Permanent.”) 16. Item #2
on the application: check
the box for the appropriate license for
which you are applying.
Please note the following information
when filling out your application:
1) If you are going for both the Life and
Accident & Health License, you will need
to check both boxes — Life Only, and
Accident & Health. The fee still will be
$185.00 and you will only take one exam.
2) Item #4, enter Last Name, First Name,
Middle Name. You will need to enter your
full middle name (if you have one; the
application will not permit a middle initial).
If you do not have a full middle name,
click, the “No Middle Name,” box.
you must go back from Present to a full
five years. Do not leave any month out,
even if you were unemployed. Fill in every
time frame for five years from the current
month. FLASH will not allow you to enter a
foreign city or country (except certain
territories of the U.S. and military). In such
cases, put your current city and in that space
also type, “See Letter.” Then enter California
or the appropriate state. After you complete
the application you will need to write a brief
letter explaining that you were employed by
the particular company referenced and that
it was in the certain foreign city and country.
Example: “San Diego (See Letter).”
4) Item #31, if you plan to use a fictitious
business name, it must be approved by
the Dept. of Insurance before you can use it.
5)Item #32, for Life Agent applicants only,
“Yes” or “No” as to whether you will be
selling variable contracts. If you don’t know,
mark, “No.” If you don’t have a securities
license you aren’t registered with SECO or
NASD, mark, “No.” If the answer is yes, you
will have a CRD#; list it here. If you don’t
know what it is, you don’t have one, mark,
“No.”
6) Item #33, Life Agent applicants only:
If you are only going to sell funeral and
burial expense policies and if you are
applying for the pre-need/limited life license,
mark, “Yes.” Otherwise, mark, “No.” 6. Item
#34, if you have completed your pre-licensing
classes mark, “Yes.” If not, mark, “No,”
even if you will finish very soon. Just be
sure you complete the classes before you
are to sit for the exam.
7) Item #35, “Background Information
Questions.” Read and answer these carefully.
Answering yes will require documentation.
Answering no when you should have answered
yes will likely keep you from getting your
license. Note: on the Background Information
question asking about bankruptcies. Only
those bankruptcies involving funds held for
other parties (such as an insurance agent or
broker who delcared bankruptcy while holding
premium payments or other monies for clients
or the carrier(s) when s/he filed.
When you have filled in the entire
application, the program will allow you
to edit it and will offer you a choice of
printing out the summary. This is your
choice to print or not. (This will also be your
last chance to “Save & Exit,” If you should
need to do so for any reason.)
FINISHING THE APPLICATION
1. After reviewing the Summary, click on
“Proceed to Payment.” The program accepts
Visa, MasterCard or American Express.
2. When your payment has been accepted
print out the payment confirmation page
and then click “Next.” (You can no longer
go back to change or work on your application
at this point.) 3. Read the instructions and hit,
“Next.” The program will give you the options
of opening, saving, or canceling. “Save” the
program to your hard drive; give the document
a name you will remember and put in a place on
your hard drive where you can find it. (You may
need or want to print copies later on/)
3. You will now be given the opportunity to
“Open” the document and print it out. It will
give you a Checklist page and a full, finished
copy of your application. You will need an
updated or recent version of Adobe Reader
to print the document file.
4. If you are not able to print the documents
for whatever reason, try to print it from your
saved document on your hard drive. If that
does not work, you will have to call the Dept.
of Insurance at 1-800-967-9331 and ask them
to mail it to you. Or email them at
license.bureau@insurance.ca.gov and tell
them you could not print it out from the
online application program. You do not
need these documents to take your exam,
however.
ONLINE EXAM SCHEDULING
1. Go back to the Dept. of Insurance
Home Page and click on, “Agents & Brokers.”
2. Click on, “Producer Online Services.”
3. Click on, “Online Examination Scheduling.”
4. Scroll down to, “Online Examination
Scheduling (should be highlighted
in a paragraph down the page
about three paragraphs;
it’s there, trust me!)
5. Fill in the license type, last name,
first name, and Social Security number,
and click on “Schedule.”
6. Keep following the prompts until you
have scheduled your exam. Then print out
the exam confirmation sheet (It’s a good idea
to save that document to your hard drive
before you print it).
7. Read the directions carefully.
If you’re not a U.S. citizen you will need a
copy of your work authorization.
8. If you answer yes to any of the
background information questions,
you will need to provide the documents
cited under that question on the
application.
9. Take all documents cited on the
Checklist with you to the test site in an
envelope that you will seal and give to
the people running the state insurance
license exams.
10. If you are missing documents at the
test site, they will likely allow you to take
the exam if your name is on their list,
but not having them can slow up the
issuance of your license.
11. Take a Visa or MasterCard or check
made out to “I.I.S” for fingerprinting,
which will occur at the test site when
you have completed the state exam.
They will fingerprint you and take your
money, pass or fail.
12. A feature of the FLASH Exam
Scheduling Service is that the CA Dept.
of Insurance will allow you to reschedule
your insurance exam up to two days prior
to your scheduled exam. There is no charge
for this re-scheduling. Try it one day before
and they will not allow you to reschedule
and it will cost you $41 to reschedule
following the scheduled date of your exam
if you miss the exam or fail it.
(See No. 13 below)
13. If you miss your exam, or fail, it will cost
you $41 to reschedule. The day after your
first exam date you can reschedule the
first retake for the earliest available date
and time. 13. The time between retakes
increases as you continue to reschedule
exams.
14. If you have read all this and still
do not want to do your own application,
call Jim Young at 619-663-1082.
or email jyoungreadthis@yahoo.com.
I will do your app online and schedule
your exam. My fee for processing is $20.00, payable to Jim Young by checkor money order. I will send you an invoice after we complete the app and scheduling your exam.
You can find the app by going to my website: http://www.inuranceprosguides.com; click on “Important Links,” and then select “Insurance License Application.”
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